Financial security can be understood in many ways, and there is no single description to define it.

For me, financial security is living without worrying about how much money you have and living without fear of losing your main source of income.

What’s the point of pretending to run a marathon if you can’t even run 1 mile? Your goal, like many who save little, maybe to achieve a state of financial security.

Clean up your accounts, start saving, and get to a point where you don’t have to worry about money.

One thing is clear, lack of money makes it difficult to be happy since it is a constant problem and is always present.

My goal is financial independence to stop working, but I certainly highly value financial security as well.

Fortunately, the two are completely complementary, and therefore the goal is to achieve both.



Financial freedom allows you to live without having to work anymore, and once your passive income (dividends, rents, interest) is reached, you exceed your expenses.

Financial security does not allow you to quit your job, but it does allow you not to worry about losing it.

Someone who spends € 15,000 a year, has no debts and has € 150,000, either in the bank or invested, will be able to live very financially calm, since they know that they can stay 10 years without depositing money with what they already have accumulated.

You are not financially free, but you are in a position of financial security.

If you pursue financial freedom, you will inevitably find financial security on your way.


Achieving financial security is undoubtedly easier than achieving financial independence.

The good news is that the steps are the same and that if you start pursuing financial security as an economic goal, you will also be starting on your path to financial freedom.

It is NOT mandatory to spend everything you earn.


Many are those who live immersed in the rat race, and that makes them unable to save.

Saving is essential, and it is the first step to have safe and healthy finances.

Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they dislike. Don’t be one of them!

Avoid debt at all costs.


If you live in debt, you will be forced to continue working and depositing money month by month.

Avoid paying things in instalments, and especially avoid personal loans, since they have very high interests.

The only acceptable debt is the mortgage because in many cases buying a house without it can be impossible.

If you can, find alternative sources of income.


Most people depend solely on their salary, which is equal to 100% of their income.

If something happens to your job, you can have a really bad time.

Whenever you can, you should try to generate new sources of income, so as not to depend only on one.

Put your money to work for you. INVEST.


Saving is the first step, but it is not enough.

Investing that savings are essential, and much better to do it in the long term and without complications.

In summary, if you want to have financial security, you simply have to value and take care of your money.

Money is very important in our society today, and you should value it as such.

And what do you think? What do you understand by financial security? What do you think are the keys to achieving them?