Private Student Loans & Collection Elimination – Get Help! (844) 323-3328


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    Third Party Collection Loan Validation Relief

    This program is designed for you if you are falling behind on your payments, in default or in collections. We will challenge the collection agency’s legal ability to collect on your debts. They are required to provide proof they have a legal right to collect on the debt. if they are unable to provide legal proof, at that point the debt becomes uncollectable, meaning it is an invalid debt and they cannot continue to collect on that balance. Call us or fill out the application form above today to get assistance with your private student loan debt. 844-323-3328

    Private Student Loan Relief!

    Banks are the most common entities that sell charged-off consumer debt, as they originate some of the common debts purchased by debt buyers: credit card balances, private student loan debt, mortgage deficiencies, auto loan deficiencies, and other forms of consumer credit. As mentioned previously, debt collection makes up a large share of all complaints received by the FTC. Most complaints include misrepresentation about the amount or legal status of the debt, harassing and excessive contact, abusive language, and illegal threats to sue. Student Loans Consolidated will challenge their legal ability to collect on your debt. We will conduct a forensic audit on the creditors legal ability to collect on the debt. Using the Fair Debt Collection Practice Act, we will challenge the legal process of the loan and subsequent collection efforts based on 14 laws which the banks have to abide by. This will eliminate all collection efforts in addition to allowing us to dismiss your debts. We have a 100 % success rate and provide all clients with a 100% guarantee. Call 844-323-3328 for your free evaluation.

    Debt Buying & Debt Collections!

    When debt buyers purchase portfolios of charged-off debt, 99.9% of the time they purchase only general info on the borrowers, such as name, phone number, last known, D.O.B., debt amount and the last 4 of their social in the form of data files. These files often include only a name, (sometimes the address on the original credit application), the amount allegedly owed, the charge-off date, the date and amount of the last payment. Debt buying in bulk consist of an electronic file containing limited information on all of the debts in the portfolio. These portfolios are typically sold “as is”; often the account information is inaccurate, outdated, or missing, if the debt is resold multiple times to multiple third party collection agencies. The inaccuracies and lack of basic information—as well as the collection tactics used by debt buyers—result in consumers being harassed and wrongly sued for debts they do not owe or have already paid or settled, and courts around the country are overwhelmed by a flood of cases filed against consumers.

    Why Banks Insure loans?

    Banks are not in business to loose money on the billions of dollars that they lend. For this reason each loan that is initiated through a banking institution is backed by an insurance policy in case the borrower falls into default. The insurance policy is in place to guarantee the lenders funds by protecting the banks from any losses. This is why the debt balance becomes uncollectible when it is sold to a third party collection agency. Call 844-323-3328 today to find out how we can help you eliminate your debts.

    What is a Private Student Loan?

    A private student loan is a financing option for higher education in the United States that can either supplement or replace federally guaranteed loans such as Stafford loans, Perkins loans and PLUS loans. These may offer forbearance and deferral options. Fees vary greatly, and legal cases have reported fees reaching 50% of the amount of the loan. Although traditionally unsecured, these loans are increasingly secured, so that the borrower must offer collateral or a third-party guarantee of payment.

    Interest rates are set by the financial institution that underwrites the loan, typically based on the perceived risk that the borrower may be delinquent or in default of payments of the loan. The underwriting decision is complicated by the fact that students often do not have a credit history that would otherwise indicate creditworthiness. As a result, interest rates may vary considerably across lenders.

    Because private student loans are subject to special treatment in the event of a personal bankruptcy, students may not incur a total debt in excess of the cost of attendance, taking into account scholarships, fellowships, federal loans and private loans

    Private Student Loan Modification

    In our Private loan modification plan we will negotiate with your lenders to obtain a reduced repayment plan or a settlement in full depending on your request. Modifying your plan will consist of either lowering your monthly payments, lowering your interest rates, and or a combination of the two. In addition, we will attempt to negotiate with the creditor to lower the actual balance itself. This means the money you pay toward your loans would allow you to become debt free in a very short period of time, putting you back in control of your finances.

    Consolidating Private Student Loans

    Private Student Loans cannot be consolidated with Federal Student Loans, but can be replaced by other private loans. Generally, these loans cannot be consolidated together because the interest rates differ on both types of loans. In addition, private lenders are not willing to consolidate with federal loans. However Student Loans Consolidated can include these types of loans in our debt resolution plan.


    There are literally millions of people struggling to pay off their student loans. The good news is that YOU will be working directly with our trained professionals to help you maximize your savings with your private student loans.