The only guide you need to graduate college without debt.

In 2019 the average college graduate left school with approximately$37,172 in debt, which was $200 more than what was estimated in the year of 2018. This gives a clear insight on the student debt world. Majority of students and their families are in search of remedies to circumvent being part of the student loan debt crisis.

With the ambition to ensure a college degree with exponentially increasing college costs, families are struggling with one of the arduous decisions of their lives:  

How to pay for college fees without being suppressed under student loan debts – In this day and age many graduates are in constant search of looking for ways to relieve Student debt.

Let us learn a few ways to secure a college degree without having a unmanageable student loan debt attached to your degree.

Find Free Money:

Where is the money that doesn’t oblige repayments and insanely high interest charges? Sounds like a good option to fund college, but where can it be found?• Typically, Applications for Federal Student Aid grants are free and ascertained based on financial needs or career paths and could be a great option in addition to student loan consolidation.• Scholarships can be rewarded for almost anything, billions of dollars are waiting to be found and applied for by any student in need of additional cash – Irrespective of popular misconception, students can find scholarships even if they don’t have a perfect credit score or don’t belong to low-income groups.• Many employers, to promote a pay raise for their employees, encourage their employees to pursue higher education by offering some type of tuition reimbursement, inquiring with your HR department could be a step in the right direction. 

Making Additional Funds:

Typically, students experience cold feet when being tol to work during college due to the overwhelming demand to maintaining good grades during each semester. There are several less painful options for earning money during school than a full-time job. A checklist to consider while looking for a part-time job to support college fee:• Flexibility • Descent wages• Positive work atmosphere 

Below are a few jobs that meet the above-mentioned checklist:• Intern or teacher associate in your college• Babysitting• Freelance writing/editing• Working as a tutor in your respected field 

Learn to reduce your expenses:

Rather than managing the weight of student loan debts, why not learn to reduce your everyday expenses. A few ways to achieve this would be:• Considering other forms of transportation, save money by cutting gas, parking, & insurance.• Choose your living situation accordingly (Rent wise)• Reduce food expenses by cooking rather than eating out• Reduce academic expenses by using used or older edition textbooks.

Student Loan Consolidation

What is this you might ask? It is a process through which students can take a new loan and use it to pay off existing student loan debts. This process helps the student by consolidating multiple debts into one.

The amount of Student Debt consolidation you are eligible to borrow is based on college costs for a specific year. Student Loan Consolidation can be a big-time debt relief to any student.

Student Loan consolidation can simplify your debt burden, but doing so must be done responsibly, so you don’t lose any benefits you may already have. Firstly, be sure to check if you are eligible to consolidate your student debt.

A few basic criteria are:• Not enrolled in any school currently• Good repayment history• Some set minimum dollars in loans